Six Steps to a Successful Bike Accident Insurance Claim
Filing a Bike Accident Insurance Claim
Riding your bike is a pleasant experience, whether for exercise or fun.
A crash with a car can send you day into a downward spiral – fast.
After suffering injuries from an accident like this, you deserve compensation. There are medical bills and many other damages to consider.
A bike accident attorney can help you file an insurance claim and ensure your needs are met.
Bicycles are an increasingly popular form of transportation in our community.
Last year, Forbes named Denver as one of the five best American cities for bicyclists. Denver has made huge strides in making the city more bike-friendly.
There are still improvements the city could make, though. Bike accidents remain a major public safety problem in Denver and throughout Colorado. The Denver Public Works Transportation & Mobility states that there are almost 300 bike crashes in the city every year. Approximately half of these accidents result in serious injuries for the bicyclist. A serious accident will present the need for a bike accident insurance claim.
At the Law Office of Steve Roberts, LLC, our legal team promotes safer roads for bikes in Denver. We know that Colorado motorists need to get better at sharing the road with bikes.
If a driver causes an accident, then we must hold them liable for the resulting damages. Unfortunately, for injured riders, bike accident claims are notoriously complex. Far too many people have trouble obtaining the fair compensation that they rightfully deserve. Here, our experienced Denver bicycle accident lawyer details the six steps you need to follow for a successful bike accident claim.
1. Call the Police, Report the Accident
In an accident involving a bike and a car, you should report the crash. You do this by notifying local authorities. It is critically important that you report the accident, even if the driver left the scene of the crash. A law enforcement officer will arrive on scene to write an official accident report. This accident report is an important piece of evidence, and you could use it later in your insurance claim.
2. Gather and Secure Relevant Evidence
Beyond the accident report, take proactive steps to gather any other evidence. Focus on anything relevant to the crash. Useful evidence comes in a variety of different forms. For example, you should take photographs of the crash scene itself, your damaged bike, and your injuries. Additionally, get the contact information of any person who witnessed the accident.
3. Seek Immediate Medical Attention
Certainly, if you have very serious injuries, you need to seek emergency medical help. Nothing should come before your health and safety. Following a bike accident, it is important to seek ongoing medical treatment so that you can make the best possible recovery. Please be sure to retain all medical documents and records. This documentation will be necessary when it comes time to make a personal injury claim.
4. Report the Accident to Your Insurance Company
While it may not seem useful, you should report the accident to your own insurance company. Many people have insurance policies that offer them some coverage for bike accident injuries, particularly if there was a hit and run crash. You do not need to have all of the information at this time in the process. Instead, you simply need to report the fact that the accident happened to your insurance company.
5. Do Not Give a Statement to the Driver’s Insurance Company
If a negligent driver caused your bike accident, you can hold the driver liable for your damages. The driver’s insurance company may try to contact you to take a statement regarding the accident. At this time, the insurance adjuster might even ask you questions about the crash or about your injuries.
Please refrain from giving any sort of statement to the opposing insurance company. You are under no obligation to do so. Worse yet, that insurance company is looking for things that they can use against you to reduce the value of your claim. Always work with opposing insurance companies through an experienced bike accident lawyer.
6. Hire a Qualified Colorado Bike Accident Lawyer
You should not go through the complex bike accident claims process on your own. You owe it to yourself to seek high-quality legal representation. Your Colorado personal injury lawyer will be able to assemble your case in a compelling manner so that you hold the big insurance company accountable and get fair financial compensation for your bike accident injuries.
At the Law Office of Steve Roberts, LLC, our experienced Colorado bike accident injury lawyer has helped many victims recover the compensation that they deserve. If you’re facing injuries from a bike accident in Denver, please call us today at (720) 515-7058 or contact us online. Case evaluations are fully confidential and free of charge.